Mass Save® Heat Loan — 0% Interest Financing
Finance your energy efficiency improvements with zero interest through the Mass Save Heat Loan program. Up to $50,000 in financing with terms up to 7 years — and Ecosave handles all the paperwork.
What Is the Mass Save Heat Loan?
The Mass Save Heat Loan is a special financing program offered through Massachusetts utilities and participating lenders. It provides 0% interest loans to help homeowners pay for energy efficiency improvements recommended during a Mass Save home energy assessment. This means you can upgrade your home's comfort and efficiency without any interest charges — making it one of the best financing options available for home energy improvements.
What Qualifies for the Heat Loan?
A wide range of energy efficiency improvements recommended through your Mass Save assessment are eligible for 0% financing.
How to Apply for the Heat Loan
Getting started is easy. Ecosave walks you through every step.
Get Your Energy Assessment
Schedule a no-cost Mass Save home energy assessment. Our certified energy auditors evaluate your home and identify the best upgrades for savings and comfort.
Receive Your Recommendations
After your assessment, you will receive a detailed report with recommended improvements, estimated costs, available rebates, and potential Heat Loan financing amounts.
Ecosave Handles the Paperwork
We guide you through the Heat Loan application, coordinate with participating lenders, and manage all the paperwork so you can focus on enjoying your upgraded home.
Heat Loan + Rebates = Maximum Savings
See how combining Mass Save rebates with Heat Loan financing makes upgrades incredibly affordable.
Ready to Get Started?
Book your free home energy assessment and find out how much you can save.